Navigalife Terms and Conditions
Last Updated: March 17, 2026
Introduction
These Terms and Conditions of Use (“Terms”) are entered into by and between you (“User,” “you,” or “your”) and Navigalife Coaching, founded by Renu Gera (“Company,” “we,” “our,” or “us”).
These Terms, together with our Privacy Policy and Disclaimer, govern your access to and use of www.navigalifecoaching.com (the “Website”), including coaching services, digital resources, memberships, courses, workshops, and community platforms.
By accessing or using this Website, you agree to be bound by these Terms without modification.
1. Eligibility
You must be at least 18 years old to use this Website or purchase services. By using this Website, you represent that you are legally able to enter into binding agreements.
2. Nature of Services
Navigalife provides personal development coaching, group programs, workshops, digital products, membership communities, and educational content.
All services are for educational and personal development purposes only. Navigalife does not provide medical, legal, financial, or psychological advice.
3. No Guarantees
Results vary from person to person. We make no guarantees regarding income, business growth, relationship outcomes, or personal development results. Your success depends on your own efforts and circumstances.
4. Payments and Refunds
By purchasing any product or service, you agree to provide accurate payment information and be financially responsible for your purchases.
Refund policies will be clearly stated on the sales page of each program. If no refund policy is listed, all sales are final.
5. Membership and Community Conduct
Members agree to treat others respectfully and maintain confidentiality within community spaces.
Navigalife reserves the right to remove members engaging in harassment, discrimination, hate speech, or disruptive conduct. Removal does not entitle the member to a refund.
6. Intellectual Property
All Website content including text, logos, program materials, videos, frameworks, and downloads is the intellectual property of Navigalife Coaching unless otherwise stated.
You are granted a limited, non-transferable license for personal use only. Unauthorized reproduction, distribution, or resale is prohibited.
7. Free Downloads
Free downloads are provided for personal use only and may not be resold, redistributed, or used to create competing products.
8. User Submissions
By submitting testimonials or feedback, you grant Navigalife permission to use such submissions for marketing purposes. You retain ownership of your content.
9. Disclaimer of Warranties
This Website and all services are provided “as is” without warranties of any kind.
10. Limitation of Liability
To the fullest extent permitted by law, Navigalife Coaching and Renu Gera shall not be liable for any damages arising from use of the Website or participation in services.
Total liability shall not exceed the amount paid for the specific service.
11. Governing Law
These Terms shall be governed by the laws of the State of Indiana, United States.
12. Changes to Terms
Navigalife reserves the right to update these Terms at any time. Continued use of the Website constitutes acceptance of updated Terms.
13. Contact Information
Navigalife
Founder: Renu Gera
Website: www.navigalifecoaching.com
Email: info@navigalifecoaching.com